We Don’t Just Reduce Risk—We Help You Control It.

Prevera Advisors exists to give small business owners the clarity, confidence, and control they need to navigate risk, reduce premiums, and protect what they’ve built. As fractional risk management experts, we bring enterprise-level strategies to growing businesses without enterprise-level cots.

Why Bryan Cooper Founded Prevera Advisors

"After 25+ years helping business owners manage risk, streamline operations, and reduce insurance costs, I discovered a troubling pattern—too many small businesses were being penalized not for what they did wrong, but for what they didn't document.

I watched capable business owners face skyrocketing premiums, OSHA fines, and operational disruptions simply because they lacked the time or expertise to properly document their safety efforts and risk management practices.

I launched Prevera Advisors to change that. My role as a risk management consultant—it's to stand beside you as a strategic risk management partner. We help you build robust safety programs, document your efforts effectively, and tell your company's true story to insurers, regulators, and stakeholders.

Every business faces risk. The difference is how you prepare for it."

— Bryan Cooper, Founder & Principal
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Industries We Serve

• 🛠️ General Contractors - Navigate complex job site safety, subcontractor compliance, and project-specific risk management requirements.

• 🔧 Skilled Trades (HVAC, Electrical, Plumbing) - Trust us for workplace safety programs and regulatory compliance.

• 🏗️ Manufacturing & Fabrication - Reduce workplace injuries and maintain OSHA compliance in high-hazard production environments.

• 🚚 Transportation & Logistics - Fleet safety, DOT compliance, and driver risk management to protect your operations.

• 📈 Growing Professional Services - Scale confidently with risk management frameworks that protect your people and profits.

The Prevera Risk Management Philosophy

Risk Is About Opportunity, Not Just Loss

We believe effective risk management isn't about avoiding every hazard - it's about protecting your ability to pursue opportunities and grow your business confidently.

Preparation Beats Perfection

Strong companies aren't built by avoiding all failures, but by preparing to handle them effectively when they occur.

Partnership Over Delegation

You can't delegate risk entirely, but you don't have to face it alone. We work alongside you as strategic partners in your risk management journey.

What Makes Prevera Different

Fractional Risk Management Expertise

Proactive Insurance Advocacy

Comprehensive Business Advisory

Rapid Risk Support

Strategic risk oversight tailored for businesses that need expert guidance without full-time overhead. We integrate seamlessly with your team, providing C-level risk management expertise on your terms.

We document your safety efforts and operational excellence, ensuring underwriters see your true risk profile - not algorithmic assumptions that drive up premiums.

From operational systems to leadership development and succession planning, we help you build infrastructure that supports sustainable growth.

When OSHA-reportable incidents occur, we respond within 24-72 hours to implement corrective measures and minimize regulatory prnalties.